Category Archives: Travel Insurance

The Explosive Growth of the Zika Virus

Zika is likely to spread explosively throughout the Americas.

 

On January 18, I wrote about the Zika virus and the Center for Disease Control (CDC) recommendation that pregnant women not travel to 14 Latin American countries. I did not anticipate how rapidly the virus would spread and its potential to become an epidemic.

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Excellent Article about Travel Health Insurance

Why would you not get it?

The Sunday, October 04, 2015 New York Times Travel Section has an excellent article about travel health insurance. Finding a Health Insurance Plan That Travels With You does a great job of explaining what you need to do and why.

I have posted several times about the importance of travel health insurance.

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The Affordable Care Act, Travel Insurance and Pre-Existing Conditions

Didn’t we get rid of pre-existing conditions?

 

Yesterday I talked about being aware of the different exclusions in most travel health insurance policies.  The exclusion that affects most people is pre-existing medical conditions.

A lot of you may be asking, didn’t the Affordable Care Act get rid of pre-existing conditions?  Not in travel insurance.

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What Your Travel Insurance Doesn’t Cover

Read the fine print for exclusions

Earlier I talked about how important it is to have travel health insurance when you travel internationally. Now we need to talk about the exclusions in the fine print.

Your travel health insurance doesn’t cover everything. There are some circumstances in which it will not cover an injury or illness. For many people purchasing travel insurance this will not be a problem. But for some it could become a big problem.

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7 Reasons Why YOU Need Travel Medical Insurance

An accident in another country is not the time to find out if your health insurance works there

Most people think they don’t need travel medical insurance when they travel. The usual reasons are: they’re healthy, they’re always careful, they think their US health insurance will cover everything or they can pay for any medical care out-of-pocket.

WRONG! Even if you are a safe driver you still get car insurance because you never know when something bad might happen, regardless of whether it is your fault or not. You buy it “just in case”. The same is true about travel medical insurance.

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